Appraisals for Financial Institutions

Benefiting from the knowledge and experience of Buxbaum Group's Asset Recovery division, BJA provides prompt and accurate appraisals, and ongoing collateral monitoring services of jewelry inventories as well as a wide variety of consumer product inventories.

Extensive experience and proprietary financial modeling tools enable BJA to not only derive meaningful insights from data relevant to asset value, thereby resulting in a more accurate appraisal, but also to create a strategy for collateral monitoring.

BJA identifies those dynamic factors and key performance indicators crucial to maintaining inventory value going forward. Factors such as inventory mix and balance, sales trends, consumer spending habits, seasonality, cost structures and margin trends can each have some degree of impact on the value of inventory

The real power of a Good Appraisal:

• Provides clear and accurate asset valuation based upon the most appropriate liquidation scenario.
• Identifies and quantifies those variables that could impact liquidation value.
• Establishes a point-in-time benchmark for these variables. If a variable changes significantly from its benchmark, a ”yellow flag” should be raised indicating that it’s time for an updated appraisal.
• Provides user-friendly reports submitted either in electronic and/or hard-copy formats.
• Offers participation in follow-up conference call discussions and loan syndication meetings.
  
  

More and more, lenders and investment groups are realizing the added protection of ongoing collateral monitoring. We provide lenders with the leading indicators necessary to identify potential problems before they become too severe and seriously erode asset value. This invaluable insight can be a key in deciding whether to request additional collateral or extend additional credit not only to companies already in trouble or headed in that direction, but healthy companies whose inventories include excess or slow moving items.